Terms and Conditions

Effective Date: 25 February 2025
Main Site: soojz.com
Associated Sites:

(Collectively referred to as “the Sites” or “our Sites”)
Operated by: Soojz
Contact: soojzone@gmail.com

1. Acceptance of Terms

By accessing or using any of the Sites, including the main site soojz.com, you agree to be bound by these Terms and Conditions (“Terms”), our Privacy Policy, and all applicable laws and regulations. If you do not agree with any of these Terms, you should not use or access the Sites.

Soojz reserves the right to revise, modify, or update these Terms at any time without prior notice. The revised version will be posted on this page with a new effective date. Your continued use of the Sites after any such modification constitutes your acceptance of the updated Terms.

These Terms constitute the entire agreement between you and Soojz regarding your use of the Sites and supersede any prior communications, agreements, or understandings, whether written or verbal.

2. Purpose and Scope

The Sites are intended to provide:

  • Educational insights into financial markets, stocks, ETFs, and indices

  • Analytical commentary and technical analysis

  • Market trends, news summaries, and trading strategies

All content is for educational and informational purposes only. The Sites do not provide financial, investment, or legal advice, and should not be relied upon for making investment or trading decisions.

Users acknowledge that trading and investing in financial markets involve significant risks and that any action taken based on information provided by the Sites is solely at the user’s own risk.

3. Eligibility

To access or use the Sites, you must be at least 18 years old or the age of legal majority in your jurisdiction. By using the Sites, you represent and warrant that:

  • You meet these eligibility requirements

  • You will comply with all applicable laws, rules, and regulations

Soojz reserves the right to deny access or terminate accounts for users who do not meet these eligibility requirements.

4. Intellectual Property Rights

All content on the Sites, including but not limited to:

  • Text, articles, and research reports

  • Images, charts, videos, and graphics

  • Logos, brand assets, and trademarks

…is the intellectual property of Soojz or its content licensors.

You may view, download, or print content for personal, non-commercial use only. You are not permitted to:

  • Copy, reproduce, distribute, or publicly display any content without written permission

  • Use automated systems (bots, scrapers) to collect data

  • Remove copyright, trademark, or proprietary notices

All rights not expressly granted are reserved.

5. User Responsibilities and Conduct

By using the Sites, you agree to:

  • Behave ethically and responsibly

  • Not post or share unlawful, defamatory, offensive, or harmful content

  • Respect intellectual property rights

  • Avoid attempts to hack or disrupt the Sites

Soojz reserves the right to suspend or terminate access for users who violate these Terms, engage in abusive behavior, or pose a risk to other users or the Sites.

6. Financial Disclaimer

The Sites provide general market commentary, research insights, and analysis. All content is for educational purposes only and is not intended as financial advice.

Soojz makes no warranties regarding the accuracy, completeness, or reliability of any content. Market conditions are inherently volatile, and past performance does not guarantee future results. Users acknowledge that all decisions are made at their own risk.

7. No Investment Advice

Content on the Sites should not be considered as:

  • A recommendation to buy, sell, or hold any financial instrument

  • Personalized financial advice

  • A guarantee of profit or risk-free investment

Users are encouraged to perform their own due diligence or seek advice from licensed financial professionals before making decisions based on the Sites’ content.

8. Third-Party Links and Content

The Sites may include links to external websites, resources, tools, or services. These links are provided for convenience only.

Soojz is not responsible for third-party content, privacy practices, or services. Use of linked third-party sites is at your own risk. Linking does not imply endorsement of third-party websites or their content.

9. Advertising, Affiliate, and Sponsored Content

The Sites may feature:

  • Advertisements

  • Affiliate links

  • Sponsored content

If you click on an affiliate link and make a purchase, Soojz may earn a commission at no additional cost to you. Sponsored content will be clearly identified.

Soojz is not responsible for the quality, reliability, or performance of third-party products or services promoted on the Sites.

10. Cookies and Analytics

The Sites may use cookies, tracking, and analytics tools to enhance user experience, monitor engagement, and improve content.

Cookies may collect:

  • Browser type and version

  • Device information

  • IP address

  • Pages visited

You may disable cookies in your browser; however, some features of the Sites may not function properly if cookies are disabled.

11. Privacy Policy

Your use of the Sites is also governed by our Privacy Policy, which explains how we collect, store, and use your personal data. The Privacy Policy is designed to comply with Australian privacy laws and applicable international standards.

By using the Sites, you agree to the collection and use of your information as outlined in the Privacy Policy.

12. Disclaimer of Warranties

The Sites are provided “as is” and “as available”. Soojz disclaims all warranties, including:

  • Accuracy or completeness of content

  • Uninterrupted or secure access

  • Freedom from viruses or harmful components

  • Implied warranties of merchantability or fitness for a particular purpose

Users assume full responsibility for the consequences of their use of the Sites.

13. Limitation of Liability

To the maximum extent permitted by law, Soojz, its affiliates, contributors, or partners shall not be liable for any:

  • Direct, indirect, incidental, consequential, or punitive damages

  • Loss of profits, data, or investment opportunities

  • Any action taken in reliance on the Sites’ content

Even if Soojz has been advised of the potential for damages, liability remains limited.

14. Indemnification

You agree to indemnify and hold harmless Soojz and its affiliates from claims, damages, liabilities, or expenses (including legal fees) arising from:

  • Your violation of these Terms

  • Misuse of the Sites

  • Infringement of third-party rights

15. Termination and Suspension

Soojz may terminate or suspend your access at any time without notice for:

  • Violation of Terms

  • Misconduct

  • Threats to the Sites’ integrity or other users

Provisions related to intellectual property, disclaimers, and liability survive termination.

16. Governing Law

These Terms are governed by Australian law. Any disputes shall be resolved exclusively in the competent courts of Australia.

17. Severability

If any provision is found invalid or unenforceable, the remaining provisions continue in full force.

18. Entire Agreement

These Terms, together with the Privacy Policy, constitute the entire agreement between users and Soojz regarding the use of the Sites.

19. No Waiver

Failure to enforce a provision does not constitute a waiver of rights.

20. Modifications to the Sites

Soojz reserves the right to modify, suspend, or discontinue any part of the Sites at any time without notice. Users accept that such changes are at the sole discretion of Soojz.

21. Contact Information

For questions or concerns regarding these Terms, please contact:
📧 Email: soojzone@gmail.com
Operator: Soojz
Jurisdiction: Australia

22. Final Acknowledgment

By accessing or using the Sites, including soojz.com and its associated blogs, you acknowledge that you have read, understood, and agreed to these Terms and Conditions. You accept responsibility for any actions you take based on the information provided.


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